Capital markets connect businesses seeking funds with individuals to earn income by investing in stocks and bonds. Capital markets include the stock market and the bond market. In this module, students will learn how capital markets help keep the economy moving and provide opportunities for businesses, entrepreneurs, and investors to achieve their goals. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

This lesson takes students through the process of buying a car. A great real-life application that helps introduce students to all of the nuances associated with purchasing a car, such as interest rates, loan applications, and amortization.

Cards, Cars and Currency is a curriculum unit that challenges students to become involved in three specific areas of personal finance: credit cards, debit cards and purchasing a car.

The unit is divided into five lesson plans. The activities in each lesson plan are designed to address problem-solving, critical-thinking and higher levels of learning, using real-world scenarios. With a focus on responsibility for personal financial decisions, students will be able to identify the bottom line of financial decision making: income kept or lost.

All of the lessons are correlated with the national Personal Finance Standards and the National Standards in Economics. (See the Lesson Correlation section for more information.) This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students play a game to test their current level of financial knowledge. Students explain the importance of financial literacy and explain the importance of taking responsibility for personal financial decisions. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students play a game to test their current level of financial knowledge. Students explain the importance of financial literacy and explain the importance of taking responsibility for personal financial decisions. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students learn about credit card usage and credit card consumer protection laws. By the end of the lesson students will be able to analyze the terms of credit cards and recognize what it means to use credit cards responsibly. They will understand the cost of credit and be able to analyze credit card disclosures and credit card statements. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students learn about credit card usage and credit card consumer protection laws. By the end of the lesson students will be able to analyze the terms of credit cards and recognize what it means to use credit cards responsibly. They will understand the cost of credit and be able to analyze credit card disclosures and credit card statements. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students learn the importance of taking responsibility for personal finances, describe advantages and disadvantages of standard overdraft services, analyze the consequences of not being responsible in keeping a current bank account balance, explain the importance of maintaining records of deposits, withdrawals and payments from bank accounts and compare the advantages and disadvantages of different card-payment methods This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students learn the importance of taking responsibility for personal finances, describe advantages and disadvantages of standard overdraft services, analyze the consequences of not being responsible in keeping a current bank account balance, explain the importance of maintaining records of deposits, withdrawals and payments from bank accounts and compare the advantages and disadvantages of different card-payment methods This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students analyze the price of consumer credit; identify the factors that affect the total price for a car including the interest rate, the length of a contract and the size of a down payment. They learn to evaluate the costs and benefits of car purchase options, and analyze a car contract. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students analyze the price of consumer credit; identify the factors that affect the total price for a car including the interest rate, the length of a contract and the size of a down payment. They learn to evaluate the costs and benefits of car purchase options, and analyze a car contract. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students learn the difference between gross and net pay, evaluate their financial literacy skills, explain the importance of financial literacy and explain the importance of taking responsibility for personal financial decisions This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students learn the difference between gross and net pay, evaluate their financial literacy skills, explain the importance of financial literacy and explain the importance of taking responsibility for personal financial decisions This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

This website brings an abundance of career education and job shadowing videos to your computer, tablet or mobile device! These videos provide insight into a wide array of professions, as students plan the pathway that best suits them.

Explore the personal experiences of GCFLearnFree.org staff members, from being a professional writer to learning from years of failure.

Lessons include: (1) Being a Professional Writer. Learn about the experiences of being a professional writer. (2) Learning from Failure. Read about how one GCFLearnFree.org staff member learned from his career failures. (3) The Joy of Learning. Use these tips to better embrace the joy of learning. (4) When Your Dream Job Lets You Down. Learn how to bounce back after your dream job disappoints you. (5) Overcoming Professional Rejection. Learn from GCFLearnFree.org staff members as they discuss overcoming professional rejection. (6) Pursuing Happiness in the Workplace. Learn from GCFLearnFree.org staff members as they discuss finding happiness in the workplace.

In this free tutorial, get career advice if you're looking for a job, planning a change, or looking to gain skills.

Lessons include: (1) Discover Your Career Needs. Learn how to discover your career needs through an assessment. (2) Explore Careers. Learn all about exploring careers so you can get closer to determining your own path. (3) Salary Basics. Learn how to conduct salary research so you know what you're worth. (4) Gain Job Skills. Learn how to gain job skills to enhance your career portfolio, from volunteering to returning to school. (5) Make a Career Plan. Learn important strategies for creating a strong, realistic career plan. (6) Your Career. Learn what a career is and how to define your own.

There are lots of exciting career paths you can take without a college degree. If you think about your priorities in life as well as your strengths, then you can figure out which jobs might be a good fit. This tutorial has lessons on careers that involve working with your hands; ideas for artists and the "people person"; and suggestions if you're interested in healthcare or the tech industry.

Lessons include: (1) Finding Your Own Path. The world around us is changing, including the job market. Believe it or not, your professional success isn’t always determined by whether or not you have a college degree. (2) Working With Your Hands. Maybe you’d rather not be stuck at a desk all day! If you enjoy getting out and about or working with your hands, one of these jobs could be a better fit. (3) If You're Artistic or a "People Person". Focusing on your strengths can often make your work feel more fulfilling. If you’re artistic or a “people person,” maybe you can find an occupation which uses those strengths. (4) Opportunities in Healthcare. As this field continues to grow, so do the number of job opportunities. Here are five rewarding positions to consider if you really enjoy helping others. (5) Gigs in Tech. These days you don’t always need a college degree to enter the tech industry. Let’s discuss some fast-paced IT jobs that are in high demand. (6) Additional Resources. If you want to do more research about salary and expected job growth, check out the links in this lesson. We’ve also listed a free “personality test” and recommendations for related GCF Global tutorials. (7) Careers without College Quiz. Take the final quiz to see how much you've learned about careers without college.

This article by Jacob G. Hornberger is an essay in the book, The Case for Free Trade and Open Immigration, edited by Richard M. Ebeling and Jacob G. Hornberger. In it, Hornberger gives a hypothetical view of how life in the United States would be if free trade and unlimited immigration among states did not exist. He uses these hypothetical examples to argue for free trade and less restrictive immigration laws to improve economies and relations between countries.

Learn more about the economy through this informative lesson. "In this lesson, you will learn how the incentive program affects the personal choices you make in class. You will also analyze how economic incentives can affect behavior."

How does the government raise money to fund government agencies like the EPA? Through taxes. This lesson looks at the different taxes that are paid by US citizens and how the money is used for things such as cleaning up the environment.