Budgeting is the most basic and most important tool in anyone’s financial toolbox. With this resource, students are given the hands-on opportunity to create budgets for fictional “Regan” during her sophomore year in nursing school, and as a recent graduate with an apartment and a new car. Using either excel or Google docs, the students download our budgeting tool with space for their own budget, as well as the examples they created by establishing Regan’s budget.

NOTE: This resource is set up differently than previous modules. The students have to complete the entire module before you will see progress in the progress bar. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

Cards, Cars and Currency is a curriculum unit that challenges students to become involved in three specific areas of personal finance: credit cards, debit cards and purchasing a car.

The unit is divided into five lesson plans. The activities in each lesson plan are designed to address problem-solving, critical-thinking and higher levels of learning, using real-world scenarios. With a focus on responsibility for personal financial decisions, students will be able to identify the bottom line of financial decision making: income kept or lost.

All of the lessons are correlated with the national Personal Finance Standards and the National Standards in Economics. (See the Lesson Correlation section for more information.) This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students play a game to test their current level of financial knowledge. Students explain the importance of financial literacy and explain the importance of taking responsibility for personal financial decisions. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students play a game to test their current level of financial knowledge. Students explain the importance of financial literacy and explain the importance of taking responsibility for personal financial decisions. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

Economics website with interactive features and video for students on money management and budgeting. [3:25]

Students discuss key terms related to credit and learn how creditors use capacity, character and collateral as criteria for making loans. Students learn about credit rights and responsibilities and identify the rights and responsibilities of using credit.

Students discuss key terms related to credit and learn how creditors use capacity, character and collateral as criteria for making loans. Students learn about credit rights and responsibilities and identify the rights and responsibilities of using credit.

Students learn what a payday loan is and the high cost involved in using such a loan. They calculate an annual percentage rate (APR) on a short-term loan and see why comparing loans using APR is more informative than simply by comparing interest rates.

Students learn what a payday loan is and the high cost involved in using such a loan. They calculate an annual percentage rate (APR) on a short-term loan and see why comparing loans using APR is more informative than simply by comparing interest rates.

The U.S. Securities and Exchange Commission have created an online quiz to test your money $marts. See how well you score on concepts such as money management, finance, and investing.

A “Standard” Personal Finance Curriculum is designed as a high school personal finance course. It is divided into seven units that address the six National Standards for Financial Literacy and a standard on decisionmaking, respectively. Each unit includes a description, talking points, and links to recommended resources for teaching the given standard, along with a selection of supplemental resources. The talking points are introductory comments and information about the content for each unit. Recommended resources include lessons, videos, and online modules. Thus, the curriculum is designed with flexibility for teachers to select the individual resources that best meet the needs of their classes. The curriculum also includes a glossary of terms and a matrix that aligns all of the recommended and supplemental resources with the national standards.

In reading and discussing Lyddie, by Katherine Paterson, students examine basic economic concepts and explore the growth of labor unions and the role of government in a market economy.

Exercise to help an individual understand the relationship between the work force and the structure of the American family. Includes a bibliography, student reading list, and example problems.