Students participate in an activity to learn about checking accounts, savings accounts and check cashing services. Students learn the components of a check, and they organize and enter information into an account register - in order to determine the balance. Students learn why maintaining account records is important. Students balance a monthly account statement.

Students participate in "Beat the Financial Expert!," a game that illustrates positive and negative spending behaviors. They analyze the "Beat the Financial Expert!" results, identify effective and ineffective budgeting behaviors and create a budget from a transaction history.

Students participate in "Beat the Financial Expert!," a game that illustrates positive and negative spending behaviors. They analyze the "Beat the Financial Expert!" results, identify effective and ineffective budgeting behaviors and create a budget from a transaction history.

Students calculate compound interest to identify benefits of saving in interest-bearing accounts. They learn the "rule of 72" and apply it to both investments and debt. They learn that there is a relationship between the level of risk for an investment and the potential reward or return on that investment.

Students calculate compound interest to identify benefits of saving in interest-bearing accounts. They learn the "rule of 72" and apply it to both investments and debt. They learn that there is a relationship between the level of risk for an investment and the potential reward or return on that investment.

Students learn and discuss the advantages and disadvantages of using credit. They read a scenario about a young person's use of a credit card and answer questions regarding repayment. They learn about credit history, credit reports and credit-reporting agencies.

Students learn and discuss the advantages and disadvantages of using credit. They read a scenario about a young person's use of a credit card and answer questions regarding repayment. They learn about credit history, credit reports and credit-reporting agencies.

Students discuss key terms related to credit and learn how creditors use capacity, character and collateral as criteria for making loans. Students learn about credit rights and responsibilities and identify the rights and responsibilities of using credit.

Students discuss key terms related to credit and learn how creditors use capacity, character and collateral as criteria for making loans. Students learn about credit rights and responsibilities and identify the rights and responsibilities of using credit.

Students learn what a payday loan is and the high cost involved in using such a loan. They calculate an annual percentage rate (APR) on a short-term loan and see why comparing loans using APR is more informative than simply by comparing interest rates.

Students learn what a payday loan is and the high cost involved in using such a loan. They calculate an annual percentage rate (APR) on a short-term loan and see why comparing loans using APR is more informative than simply by comparing interest rates.

Students review the elements of a contract. They discuss the characteristics of rent-to-own contracts and compare the cost of those contracts with the outright purchase of goods.

Students review the elements of a contract. They discuss the characteristics of rent-to-own contracts and compare the cost of those contracts with the outright purchase of goods.

An adult educator explains and demonstrates the use of conjunctions and subordinate clauses.

An adult educator talks about the thesis statement and how to cluster ideas around it.