Using a Berenstain Bears' book, students are introduced to concepts such as spending, goods, services, income, saving, and interest. Lesson is detailed and has good activities. Includes questions about the story that teach students about consumer spending and personal finance.

This is a lesson geared towards elementary level students. Using the book Four Dollars and Fifty Cents by Eric Kimmel, the teacher instructs students about the terms creditor, debtor, collateral, credit, and credit report. Lesson includes procedures, closure, assessment, and extension.