Using some form of credit is a necessity for most adults. Unfortunately, some misuse credit, and the consequences can be devastating. The earlier young people learn about credit, the more likely they are to use it responsibly as adults. In this short module, your students will learn what credit is, why people use credit, and how interest can affect the final cost of a good or service when bought on credit. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

This is a full unit of study from iCivics, featuring multiple lesson plans with presentations, downloadable documents, and more. In this unit, students learn about the relationship between the government and the economy. Starting with the basics of the market economy, students learn about government regulations on our market economy, where the government gets its money and what the government spends it on, and how banks and lending influence our economic system. Each lesson is a basic overview of a very broad topic and includes activities designed to show students how these topics impact their own lives.

Interest is effectively a rent on money. In this video, think about what an interest rate really is. [9:56]

Khan Academy learning modules include a Community space where users can ask questions and seek help from community members. Educators should consult with their Technology administrators to determine the use of Khan Academy learning modules in their classroom. Please review materials from external sites before sharing with students.

Students learn and discuss the advantages and disadvantages of using credit. They read a scenario about a young person's use of a credit card and answer questions regarding repayment. They learn about credit history, credit reports and credit-reporting agencies.

Students learn and discuss the advantages and disadvantages of using credit. They read a scenario about a young person's use of a credit card and answer questions regarding repayment. They learn about credit history, credit reports and credit-reporting agencies.

Students learn what a payday loan is and the high cost involved in using such a loan. They calculate an annual percentage rate (APR) on a short-term loan and see why comparing loans using APR is more informative than simply by comparing interest rates.

Students learn what a payday loan is and the high cost involved in using such a loan. They calculate an annual percentage rate (APR) on a short-term loan and see why comparing loans using APR is more informative than simply by comparing interest rates.

Students review the elements of a contract. They discuss the characteristics of rent-to-own contracts and compare the cost of those contracts with the outright purchase of goods.

Students review the elements of a contract. They discuss the characteristics of rent-to-own contracts and compare the cost of those contracts with the outright purchase of goods.

How can you give credit for other people's work? With so much information at our fingertips, students learn what it means to "give credit" when using content they find online. Taking on the role of a detective, students learn why it's important to give credit and the right ways to do it when they use words, images, or ideas that belong to others. Approximately 30 mins.

LESSON OBJECTIVES: Explain how giving credit is a sign of respect for people's work Learn how to give credit in their schoolwork for content they use from the internet

Students complete a short survey to find out about their current money skills and explore things they can do to manage money better.

This unit teaches students how to become a wise consumer. Some of the topics discussed are income, budgeting, credit, saving, and loans. Five different activities include objectives, worksheets, evaluations, and resources.

This lessons plan tests students knowledge on credit cards and includes learning activities to teach them everything from decision-making to credit card interest.

Students are introduced to integers and rational numbers, extending the number line to include negative values, understanding the order of rational numbers, and interpreting them in context.

A “Standard” Personal Finance Curriculum is designed as a high school personal finance course. It is divided into seven units that address the six National Standards for Financial Literacy and a standard on decisionmaking, respectively. Each unit includes a description, talking points, and links to recommended resources for teaching the given standard, along with a selection of supplemental resources. The talking points are introductory comments and information about the content for each unit. Recommended resources include lessons, videos, and online modules. Thus, the curriculum is designed with flexibility for teachers to select the individual resources that best meet the needs of their classes. The curriculum also includes a glossary of terms and a matrix that aligns all of the recommended and supplemental resources with the national standards.

This site presents and defines the general parts of a research paper: title, abstract, introduction, material and methods, results, discussion, acknowledgments, and literature cited. Several helpful questions are presented to the reader throughout the site.