This 9-minute video lesson looks at why when you get your money matters as much as how much money. Present and future value are also discussed. [Core Finance playlist: Lesson 177 of 184]

Khan Academy learning modules include a Community space where users can ask questions and seek help from community members. Educators should consult with their Technology administrators to determine the use of Khan Academy learning modules in their classroom. Please review materials from external sites before sharing with students.

This 4-minute video lesson looks at why yields go down when prices go up. [Core Finance playlist: Lesson 134 of 184]

Khan Academy learning modules include a Community space where users can ask questions and seek help from community members. Educators should consult with their Technology administrators to determine the use of Khan Academy learning modules in their classroom. Please review materials from external sites before sharing with students.

This 4-minute video lesson looks at the upper bound on forward settlement price. [Core Finance playlist: Lesson 101 of 184]

Khan Academy learning modules include a Community space where users can ask questions and seek help from community members. Educators should consult with their Technology administrators to determine the use of Khan Academy learning modules in their classroom. Please review materials from external sites before sharing with students.

This 5-minute video lesson explains how credit default swaps can be used as hedges, insurance or side-bets. [Core Finance playlist: Lesson 166 of 184]

Khan Academy learning modules include a Community space where users can ask questions and seek help from community members. Educators should consult with their Technology administrators to determine the use of Khan Academy learning modules in their classroom. Please review materials from external sites before sharing with students.

This 14-minute video lesson discusses what it means to buy a company's stock. [Core Finance playlist: Lesson 17 of 184]

Khan Academy learning modules include a Community space where users can ask questions and seek help from community members. Educators should consult with their Technology administrators to determine the use of Khan Academy learning modules in their classroom. Please review materials from external sites before sharing with students.

Meet Oscar Ostrich. In this fable, Oscar Ostrich is taught to think about his future needs and set financial goals to become more confident about his financial future. The story is centered on the moral: "If you set and reach financial goals, your needs will be met in the future."

A collection of financial literacy activities and mini-lessons from the Consumer Financial Protection Bureau. The search results can be further refined by national standard (Council for Economic Education or Jump$tart Coalition), student setup (e.g. full group, pairs, small group), duration, and teaching strategy used.

A collection of curated resources for middle school financial literacy, including lesson plans, ebooks, activities and interactives, and video. Each item includes a description and link to the resource. 

This is a full 18-week curriculum organized by the Federal Reserve Bank of Cleveland. The resources, lessons and activities in this guide are aligned with Ohio’s high school Model Financial Literacy Curriculum. The guide covers 18 weeks (1 semester) and is divided into 3-week long units for each of the six topics. Each topic’s content statements have been sequenced so that new subject matter builds on concepts already covered. Learning expectations are found under each day's lesson selection.

This guide contains resources drawn primarily from the Federal Reserve Bank of St. Louis’s Econ Lowdown® economic education website, with additional material from the Cleveland Fed and other Federal Reserve System websites, and from the Federal Deposit Insurance Corporation (FDIC), Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and Office of the Comptroller of the Currency (OCC). Multiple resources are provided for teaching each content statement to allow for more choice when tailoring lesson plans.

Using some form of credit is a necessity for most adults. Unfortunately, some misuse credit, and the consequences can be devastating. The earlier young people learn about credit, the more likely they are to use it responsibly as adults. In this short module, your students will learn what credit is, why people use credit, and how interest can affect the final cost of a good or service when bought on credit. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

Want to learn about the Federal Reserve? Have no fear! In Plain English describes the structure and functions of the Federal Reserve System in an easy-to-understand interactive format.

Topics include:

Why Do We Need a Federal Reserve?
Board of Governors
Federal Reserve Banks
Federal Open Market Committee (FOMC)
What Does the Federal Reserve Do?
Independence and Accountability

The Federal Reserve System is an important – but complicated institution. Make sense of the Fed in a format that is explained – In Plain English. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

Want to learn about the Federal Reserve? Have no fear! En Lenguaje Sencillo describes the structure and functions of the Federal Reserve System in an easy-to-understand interactive format.

Topics include:

Why Do We Need a Federal Reserve?
Board of Governors
Federal Reserve Banks
Federal Open Market Committee (FOMC)
What Does the Federal Reserve Do?
Independence and Accountability

The Federal Reserve System is an important – but complicated institution. Make sense of the Fed in a format that is explained – En Lenguaje Sencillo. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

What is inflation? What impact does inflation have on saving? How can an understanding of inflation help you make more informed choices about saving? These are important personal finance questions, and this short module on inflation will help you answer them. A basic understanding of what inflation is and how it affects savings helps people make saving and investing choices. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

The institutions involved in processing your credit credit and how they relate to each other. [11:40]

Khan Academy learning modules include a Community space where users can ask questions and seek help from community members. Educators should consult with their Technology administrators to determine the use of Khan Academy learning modules in their classroom. Please review materials from external sites before sharing with students.

In this lesson, students learn about human capital. “Human capital” refers to the knowledge and skills that people obtain through education, experience, and training. People invest in their human capital through education, on-the-job training, and practice. Throughout their school careers, students make investments in their human capital. Introducing this concept to younger students can help them understand why school is valuable and will allow them to build on their initial understanding of human capital in later years. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

It's Your Paycheck! is designed for use in high school personal finance classes. The curriculum contains three sections-"Know Your Dough," "KaChing!" and "All About Credit." The lessons in each of these sections employ various teaching strategies to engage students so that they have opportunities to apply the concepts being taught. Each lesson includes black-line masters of the handouts and visuals needed to teach the lesson. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

Lesson 1: Invest in Yourself

Students solve word puzzles with varying degrees of knowledge. They discover that more knowledge (human capital) leads to more productive outcomes. The students identify ways in which people invest in human capital and the link between investment in human capital and earning income. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

All of the lessons are correlated with the National Personal Finance Standards and the National Standards in Economics. See the Lesson Correlation section (pdf) for more information.

Lesson 2: "W" Is for Wages, W4 and W2

Students compute the gross pay for a fictional character named John Dough given his hourly wage and the number of hours worked. They compare gross pay to net pay. They learn what FICA and federal income taxes are. They learn how to complete a W-4 form and what a W-2 form is. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

Each lesson is accompanied by a SMART Notebook file that contains visuals and handouts (whenever practical), along with definitions of terms and review questions.