This audio excerpt captures the beginning of Bayard Rustin's 1967 "Freedom Budget" speech, describing the social and economic impact of racism over time.

This audio excerpt from Bayard Rustin's 1967 "Freedom Budget" speech outlines a nine-year plan to end poverty in America.

Budgeting is the most basic and most important tool in anyone’s financial toolbox. With this resource, students are given the hands-on opportunity to create budgets for fictional “Regan” during her sophomore year in nursing school, and as a recent graduate with an apartment and a new car. Using either excel or Google docs, the students download our budgeting tool with space for their own budget, as well as the examples they created by establishing Regan’s budget.

NOTE: This resource is set up differently than previous modules. The students have to complete the entire module before you will see progress in the progress bar. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

Students apply their knowledge of linear regression and design to solve a real-world challenge to create a better packing solution for shipping cell phones. They use different materials, such as cardboard, fabric, plastic, and rubber bands to create new “composite material” packaging containers. Teams each create four prototypes made of the same materials and constructed in the same way, with the only difference being their weights, so each one is fabricated with a different amount of material. They test the three heavier prototype packages by dropping them from different heights to see how well they protect a piece of glass inside (similar in size to iPhone 6). Then students use linear regression to predict from what height they can drop the fourth/final prototype of known mass without the “phone” breaking. Success is not breaking the glass but not underestimating the height by too much either, which means using math to accurately predict the optimum drop height.

Cards, Cars and Currency is a curriculum unit that challenges students to become involved in three specific areas of personal finance: credit cards, debit cards and purchasing a car.

The unit is divided into five lesson plans. The activities in each lesson plan are designed to address problem-solving, critical-thinking and higher levels of learning, using real-world scenarios. With a focus on responsibility for personal financial decisions, students will be able to identify the bottom line of financial decision making: income kept or lost.

All of the lessons are correlated with the national Personal Finance Standards and the National Standards in Economics. (See the Lesson Correlation section for more information.) This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students play a game to test their current level of financial knowledge. Students explain the importance of financial literacy and explain the importance of taking responsibility for personal financial decisions. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students play a game to test their current level of financial knowledge. Students explain the importance of financial literacy and explain the importance of taking responsibility for personal financial decisions. This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students learn the importance of taking responsibility for personal finances, describe advantages and disadvantages of standard overdraft services, analyze the consequences of not being responsible in keeping a current bank account balance, explain the importance of maintaining records of deposits, withdrawals and payments from bank accounts and compare the advantages and disadvantages of different card-payment methods This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

In this lesson, students learn the importance of taking responsibility for personal finances, describe advantages and disadvantages of standard overdraft services, analyze the consequences of not being responsible in keeping a current bank account balance, explain the importance of maintaining records of deposits, withdrawals and payments from bank accounts and compare the advantages and disadvantages of different card-payment methods This content from Econ Lowdown also features alignment to national Financial Literacy and/or Economics standards.

Students learn about the many types of expenses associated with building a bridge. Working like engineers, they estimate the cost for materials for a bridge member of varying sizes. After making calculations, they graph their results to compare how costs change depending on the use of different materials (steel vs. concrete). They conclude by creating a proposal for a city bridge design based on their findings.

Cyberchase video in which a man must adjust his dinner budget after his cousin unexpectedly decides to join him on his date. [3:26]

Cyberchase video in which the CyberSquad compares their budget with their actual spending from day three of their film shoot. This is one in a series of videos about the film shoot. [1:03]

In this Cyberchase video segment, the CyberSquad figures out how to incorporate a new scene into their film while staying within their budget. This is one in a series of videos about the film shoot. [0:58]

In this video segment from Cyberchase, Harry has a fixed budget for clothing, so he uses algebra to figure out what combination of jackets and pants he can buy with $100. [3:24]

During this engineering design/build project, students investigate many different solutions to a problem. Their design challenge is to find a way to get school t-shirts up into the stands during home sporting events. They follow the steps of the engineering design process to design and build a usable model, all while keeping costs under budget.

As part of ongoing efforts to promote financial literacy education across the state, the Ohio Treasurer’s office has released a free winter-themed financial literacy activity toolkit.

The Fun with Finance Teacher Toolkit is designed for students in grades 1-5 and focuses on the foundations of budgeting. The “Can You Build a Snowman on a Budget?” classroom activity asks students to use a worksheet to gather items for their snowman while remaining within a set budget of $15.

Each snowman accessory, such as a hat or buttons, costs $1-$3 and students must choose an item from each category to complete their snowman. Through this activity, young Ohioans will receive an introduction to making smart financial choices within a budget - all while enjoying a fun, seasonal craft.

Sal Khan explains the value of living according to your means. [0:41]

Khan Academy learning modules include a Community space where users can ask questions and seek help from community members. Educators should consult with their Technology administrators to determine the use of Khan Academy learning modules in their classroom. Please review materials from external sites before sharing with students.

Comprehensive compilation of budget information. This organization works to have a positive influence on government budget practices and budget policies around the world.

In this lesson, students discover the entire process that goes into designing a rocket for any customer. In prior lessons, students learned how rockets work, but now they learn what real-world decisions engineers have to make when designing and building a rocket. They learn about important factors such as supplies, ethics, deadlines and budgets. Also, students learn about the Engineering process, and recognize that the first design is almost never the final design. Re-Engineering is a critical step in creating a rocket.

Plan a team project, track its progress and costs, and prepare a summary report using digital tools. Time to complete: 4-9 hours